James Clear’s outstanding book Atomic Habits outlines how our habits are not goals to be met, but the things that make up our very identities. Where you are financially or health-wise today is precisely the result of your prior habits.
There’s an obvious difference between “I do yoga” and “I did yoga”. One implies that the practice is part of your identity or lifestyle. Unlike goals (lose 10 pounds in a month for example), habits don’t have an end date.
There is tremendous power in creating new habits that serve us. And again, unlike goals, every tiny action you take casts a vote for the person you wish to become.