There are many ways to make frequent, incremental changes that yield meaningful long-term results.
Investing a portion of the money you earn is wise and practical, but need not apply only to finances. Every small action you take today that advances ‘future you’ is beneficial.
This means everything from getting your running clothes out for the morning, or writing down tomorrow’s priorities before bed tonight, to spending ten minutes per day doing that thing you want to become an expert in.
Important but non-urgent tasks determines future you.